Wednesday, April 22, 2020

HOW TO SPRING CLEAN YOUR WHOLE HOUSE

Spring Cleaning Guide: How to Spring Clean Your Whole House

Spring cleaning is a time-honored tradition with deep cultural, religious, and historical roots. Whether you and your household personally subscribe to the beliefs and practices that underpin this centuries-old tradition, your drive to spring clean taps into a time-tested, passed-down custom.

Spring cleaning also ties back to the history of keeping winter houses warm and lit with fires and kerosene. These methods filled houses with soot and grime that was an inevitability as people stayed shut in against the cold winter, but that eventually (needless to say) had to be cleaned. Warm weather and longer days meant being able to stop generating all that soot and that windows could be opened to air out the house as residents scrubbed all that literal darkness away.

These days, the practice of spring cleaning is so ingrained in our heritage that even if we don’t follow the practice because of a long winter of burning coal, we feel that pull to throw open our windows and remove all the long-settled dust and dirt from our home environments. As we welcome warmer days and the golden rays of sun that tease buds from barren branches, we want a new start, too. Spring cleaning gives it to us.

Why is Spring Cleaning Important?

Spring cleaning is a chance to reset everything in your home. It’s a chance to catch up on all the cleaning tasks you’ve been meaning to get to or to do the ones that niggle at you. Instead of laying awake wondering when you last cleaned your mattress, for instance, spring cleaning is the nudge you need to get it done and get the idea out of your head. In addition, deep cleaning once a year staves off bigger problems, like a mold takeover of your grout. You can clear dust and grime from areas that hardly ever see the nozzle of a vacuum cleaner attachment. By the time spring cleaning is finished, your home will feel so fresh and clean—a state of habitation that will serve you well, both in mind and body.
Spring cleaning is also a good opportunity to make sure that certain maintenance chores that only need to be done once or a few times a year get checked off the list. When these types of tasks are tied to spring cleaning, it’s more likely you remember to do them. Some of these tasks make a big difference in the longevity, usefulness, and look of your home, such as polishing and sealing granite. Others, such as cleaning out your dryer, are a safety issue.

When Should You Start Spring Cleaning?

There are two ways to answer this question: Subjectively, you should start spring cleaning when you sense that new-start spring freshness start to come in on the warm afternoon breezes. When you start feeling like you want to throw open the windows and begin to wonder how the deck furniture is doing under its covers, you know spring cleaning is around the corner. Tapping into the feeling of newness that ushers in the season grounds you in the uplifting spirit of rebirth that will help you clean with purpose and momentum.

Objectively, you should start spring cleaning when you can clear out a solid day or two in your schedule to devote to the task. For many, this may be the weekend. Keep the weekend or your day clear and dedicate it to giving your home the love and care it deserves so it can love and care for you. Although you may be tempted to spread out spring cleaning tasks over a longer period of time, keeping the project more concentrated focuses your efforts and pays off with that squeaky-clean-house feeling that only spring cleaning gives.

How Do I Start Spring Cleaning my House?

Spring cleaning is a wonderful concept, but it’s not going to happen in your house unless you do it. Making that leap from “that’s a great idea; I should do that” to actually spring cleaning involves a few stepping stones. First, decide that you are going to spring clean and tell someone so you’re accountable. This can be your spouse, housemate, mother who lives across the country, you Facebook friends, whatever. But publicizing your commitment will help you keep it.

Next, make a plan. The details don’t matter when it comes to galvanizing you into action. But having a rough outline of what you’ll do, whether it’s a room-by-room list of what needs to get done or a whole-house checklist of tasks you want to accomplish brings substance to your goals and functions like a map that will get you where you want to go: a spring cleaned (past tense) house.

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Linda Secrist’s Salt Lake City Real Estate Home Page • Salt Lake City Real Estate • Draper Real Estate • Holladay Real Estate • Sandy Real Estate • South Jordan Utah Real Estate • Salt Lake City’s Top Real Estate Agent

Linda Secrist & Associates is the top selling team in luxury homes in the SLC Market. They have received countless awards over the past 20 years, including “Sales Team of The Year” for over 10 years including 2018! Linda Secrist is #54 in the top 100 Agents in the World in luxury residential real estate. If you’re searching for homes in Sandy, Salt Lake, Cottonwood Heights, Millcreek, Draper, South Jordan, Bountiful, Centerville, Farmington or anywhere in northern Utah, Linda Secrist & Associates are the real estate agents to call. If you’re buying or selling a home, don’t hesitate to text or call us at 801-455-9999!

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Tuesday, April 14, 2020

9 WAYS TO SAVE FOR A DOWN PAYMENT

(TNS)—Saving money for a down payment on a home is one of the biggest obstacles facing buyers. Setting aside money for an extended period is tough because it requires discipline and the willingness to make sacrifices and to forego unnecessary spending.
How much should you save for the down payment? That depends. If you want to avoid the cost of private mortgage insurance, aim to save at least 20 percent of the purchase price of the home. If you plan to use an FHA loan or other program, the percentage can be 10 percent to as low as 2 percent.
How long should you plan to save for a down payment? This also depends on how much money you can comfortably set aside and how big the down payment will be. If you want to save enough money in just a year or two, plan on a low-down payment loan and/or a lot of cutting of expenses. Live with relatives, avoid eating out, defer retirement contributions‑—these are just some of the ways to get that down payment faster. Here are some more:

Pay Off Your Credit Cards First
When you carry credit card balances, the accumulating interest charges make it hard to wipe out that debt. By eliminating this debt, you pay less over time and significantly improve your credit score—a boon to getting a mortgage loan. Pay off the cards with the highest interest rates first, then pay off the card with the second-highest rate, and so on. You’ll have a lot more cash to build your savings by getting those money-sucking credit card bills out of the way.

Ladder CDs to Boost Savings
Once you free up some cash, put it to work to make yourself more money. Certificates of deposit are low-risk and relatively accessible. You can maximize the earning power of CDs by opening different certificates at varying maturity dates. Instead of buying one big CD, spread your money into three-month, six-month and one-year certificates. This is called laddering—a strategy that gives you the flexibility to adjust your investment as rates change. Laddering allows you to lock in when rates are higher. When rates are not so good, laddering keeps you from being stuck for long with low returns. CD rates aren’t very high these days, but over time, they can protect your savings from inflation. And perhaps more importantly, they keep you from spending the money because you can’t access it until the end of a CD’s term without a penalty.

Take Advantage of Special Programs
There are numerous programs for homebuyers struggling to save for a down payment, especially first-time buyers. Fannie Mae and Freddie Mac, the government-sponsored agencies that buy mortgages and package them as investments, as well as various non-profit and community groups, can aid buyers who are struggling to save down payments. There are also state agencies that may help.

Tap Your IRA
Tax laws allow you to withdraw up to $10,000 in IRA funds to buy your first home. If you’re married and you’re both first-time buyers, you each can pull from your retirement accounts, meaning a potential $20,000 down payment. Even better is the IRS definition of first-time home buyer. Technically, you don’t have to be purchasing your very first home. You can qualify under the tax rules as long as neither you nor your spouse has owned a principal residence at any time during the three years prior to the purchase of the new home. In these instances, Uncle Sam waives the penalty for early withdrawal, but with regular IRAs, you will have to pay tax on the money (plus a penalty if you’re under 59). Withdrawals from Roth IRAs, however, are tax- and penalty-free.

Seek Out Someone Generous
Aunt Edna always liked you best. Take advantage of that favored family status and see if she’s willing to give you the money toward the down payment. Tax law allows gifts up to a certain amount a year to be bestowed without tax consequences to either the giver or recipient. Known as the gift-exclusion, this tax-exempt amount is $15,000 for the 2019 and 2020 tax years. The gift exclusion isn’t limited to relatives; the cash gift can be from anyone.

Ask for a Raise
No luck finding a benefactor? It may be time to ask your boss for more money. Just make sure you do your homework and base your request for a raise on your accomplishments, and the company’s pay scale—not your housing needs.

Get a Second Job
Did your boss turn you down for that raise? Moonlighting could help you earn the extra money. This option makes the most sense for those who are young and not fully established in their professions.

Put That Stimulus Check to Work
The $2 trillion economic stimulus plan includes a first round of checks of up to $1,200 direct payments for eligible individuals, $2,400 for qualified married couples and also $500 per child to many Americans. These funds can go straight toward your down payment. The law also allows people affected by the virus to take money from the IRA penalty-free if they are under age 59.

Look for Lost Money
There are about $23.8 billion worth of matured savings bonds that remain unredeemed, according to the U.S. Department of the Treasury. These bonds have been ignored or forgotten by their owners and aren’t earning a penny of interest. Make sure your bonds and other investments are still adding to your net worth. You could also have money languishing in an old bank account. You can file a claim with the U.S. Treasury Department to recover lost, stolen or destroyed savings bonds. Or, check the National Association of Unclaimed Property Administrators to see if you have any unclaimed assets.

Best Places to Put the Down Payment Money

This is money you’ll need short-term, so you do not want to risk it. This means safe investments including savings accounts, CDs and money market accounts are best. You want the money to be there when you are ready to buy a house, which is why buying stocks is not a good move because of the volatility involved.
Written By R.H. Bierck, Published By RIS Media

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Thursday, March 12, 2020

2 SPRING FEVER OPEN HOUSE TOURS!

SATURDAY, MARCH 14th, 2020

SPRING FEVER- You're happier, and you find yourself smiling, whistling, being nice for no reason, and heck, you're even clicking your heels on the street corner. These are all symptoms of spring fever (depending on your level of quirkiness). We at Linda Secrist & Associates definitely are experiencing Spring Fever and we're getting ready for all the exciting real estate momentum going on in the Utah Luxury Market! Here are a few examples that might be of interest to you. If you see something you would like to know more about, please by our Open Houses and/or email or give us call!

REDUCED PRICE! GORGEOUS HOLLADAY RAMBLER

Saturday, March 14th

Open 1-4 PM

5457 S Merlyn Drive

Holladay, UT 84117

5,670 Sq Ft

$1,199,000 (Reduced $51,000)

SPRING FEVER- Remarkable opportunity! One-owner custom Rambler perfectly situated on .41 acre with fabulous curb appeal surrounded by gorgeous mature trees and a circular driveway. Wonderful open and light filled floor plan with tray ceilings and tons of windows throughout the home. Gourmet kitchen with premier appliances and a gas grill with stainless overhead vent, custom cabinetry and a large granite center island with both semi and formal dining areas. Tremendous master suite and bath with French doors leading you to the grand covered patio for your outdoor enjoyment. Additional ensuite both on the main and lower level, with plenty of space for an additional 2 - 3 bedrooms on the lower level. Three car garage is a bonus! This home is a short walk to the Cottonwood Country Club with amenities such as golf, tennis, swimming and dinning. First time on the market...this is a must see!

INCREDIBLE LOCATION, DARLING CUSTOM MULTI-LEVEL

SATURDAY, MARCH 14th

Open 11-2 PM

8846 S Renegade Rd

Sandy, UT 84093

4,226 Sq Ft

Offered At $695,000

SPRING FEVER-*New Price* Charming multi-level with wonderful curb appeal above Willow Creek. Totally custom and one owner with large open and bright rooms with skylights galore. 5 bedrooms (4 up and 1 down) and 4 bathrooms, master with jetted tub and walk-in closet. Beautiful and private flat backyard and an oversized 3 car garage. Rarely available in this stable neighborhood with some of the best Salt Lake schools. Incredible location close to ski resorts, outdoor recreation, hiking trails, shopping and entertainment. Great street and great neighborhood. Come see!

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Wednesday, March 4, 2020

Spring Forward Open House Tours

SPRING FORWARD OPEN HOUSE TOURS

Saturday, March 7th, 2020

SPRING FORWARD- It's that time again! Most of the United States begins Daylight Saving Time at 2:00 a.m. on the second Sunday in March and reverts to standard time on the first Sunday in November. In the U.S., each time zone switches at a different time. For Mountain Time, it is Sunday, March 8th, at 2:00 AM. Spring is just around the corner!

REDUCED $70,000!

Stunning St George Sunbrook Former Model Home

Saturday March 7th,

Open 1-5 PM

654 Alienta Drive

St George, UT 84770

2,220 Sq Ft

Offered At: $609,000

Spring Forward- WOW! *Priced Reduced by $70,000! Stunning Sunbrook former Model home located on the 4th Hole of the Sunbrook Golf Course with incredible views of the most spectacular sunrises and sunsets in Utah. This all main level living home boasting 12 ft ceilings throughout truly has it all with high quality and upgrades galore ($20k lighting package, wrought iron fencing, Hunter Douglas blinds, Closet Creation organizers, Smart controlled home…and so much more!) plus a fully contained Casita and private courtyard. Enjoy the amenities including 2 pools, spa, pickleball/tennis, clubhouse and golf community! This is a must see!

PRESTIGIOUS PEPPERWOOD CREEK 2-STORY

Saturday, March 7th, 2020

Open 12-3 PM

(ENTER OUR FREE CAR WASH DRAWING)

3049 E Hiddenwood Dr

Sandy, UT 84092

6,271 Sq Ft

Offered At: $1,149,000

Spring Forward- Prestigious Pepperwood Creek 2-story boasts a spacious and open floor plan with stunning mountain and valley views, perfect for entertaining, and is nestled on a wooded, private .53 acre. Nearly 6,300 finished square feet of beautiful details, woodwork and craftsmanship, including vaulted ceilings, huge windows, elegant formal living and dining and a large great room off oversized open-concept kitchen with double ovens, gas range and granite counters. Double sided stairway makes for convenient access to upstairs which includes a lovely spacious master suite with two walk in closets and two full bathrooms, steam shower and more! The walkout lower level boasts a wonderful home theater, built in storage, huge recreational room and mini* kitchen. Keep your family safe with unbreakable glass windows, 3M UV film and tint reduces heat up to 78% in the summer and retains heat in the winter months. Extra efficient advanced solar system built to provide 120% of power utilization (approx. $9/mo electrical bills), a Generac generator provides full power replacement using natural gas makes this home not only safe and efficient but less expensive throughout the year to run. Don’t forget the three car garage and south facing driveway!

'Utah's Best Selection of Luxury Homes

For Sale'

'European Style Luxury Estate on 3.02 Prime Acres'

1141 North Oak Forest Rd

Salt Lake City, UT 84103

MLS # 1650161

12,351 Sq Ft|5 Bedrooms|7 Bath

Offered At: $6,500,000

Spring Forward- Absolutely one of a kind gated and private English Cottage Estate on 3 acres with stunning views framing the Wasatch mountains. Such elegance and artistic handcrafted details are exquisite and of rare quality. Hand-tooled exterior stonework, heated cobblestone drive and a porte-cochere entrance guide you to a private courtyard with lush gardens, sparking pool, waterfall and spectacular landscaping architecture. This home is a combination of European Luxury with a warm and comfortable ambiance. Authentic Venetian plaster, arches and hand-tooled stone walls with two-story wood framed windows, maple and walnut cabinets, opulent coved ceilings and impressive grand two-story fireplaces. This Smart home boasts a stunning chef’s kitchen with premier appliances, oversized formal dining room, grand family room and main floor library and luxurious master retreat. The walk-out lower level is a variety of entertaining and fun with a two-story slide, indoor sports court, exercise room, party kitchen, pool bath and game room. Located just five minutes from downtown entertainment, dining and shopping. This is one of Utah’s most luxurious communities. Call us today for a private showing!

EXTRAORDINARY 2.08 ACRE ESTATE

452 E 1400 S

Mapleton, UT 84664

MLS # 1586139

10,294 Sq Ft|5 Bedrooms|6 Baths

Offered At: $2,799,000

Spring Forward- *New Price reduced by $200k*Elegant Mapleton Estate on a gorgeous 2.08 acre setting with spectacular mountain views. Truly one of the most magnificent estates in Utah County for quality and convenience of living! Massive foyer with stunning (retractable) chandelier, hand scraped wood flooring and coordinating wood carved heating grates and beautiful moldings throughout the home. Expansive floor to ceiling windows offer a surplus of natural light. Coffered ceilings and custom lighting create an ambiance of sophistication and warmth throughout. Chef’s kitchen with granite counters, oversized island, custom walnut cabinetry, Limestone hand carved hood range, premier Thermador appliances, baking center, 6 burner range with griddle, steam oven and warming drawer. Stunning floor to ceiling carved Limestone mantle with an abundance of custom built-ins. Hand made spiraled free floating staircase with artist painted dome with chandelier leads to both the upper and lower levels. Main level Luxurious master retreat with Venetian plastered dome ceiling, his and her sinks and cabinets and radiant heated flooring. Master closet fit for a King/Queen with 2 floor to ceiling shoe racks, built in dressers and enough closet rods to for a small boutique. Upper level features 2 en suite bedrooms with large closets with a custom landing/loft area overlooking the lower level. Full walk-out lower level features a full second kitchen, Bosch premier appliances with custom cabinetry. Large family room features a hand carved mantle with a billiards/game room, incredible theater room with two tiers of Broyhill theater seating for 5, artist painted mariner’s sky with nebulous clouds and stars. Theater equipment includes a $30k Fusion recording system will store hundreds of downloaded movies. Walk out to a wonderful paved lower patio with a serene waterfall, spa, gas fireplace and bbq center. Rock steps and a bridge lead you up to the tranquil, professionally landscaped backyard. HUGE 8 car attached garage with work bench and tons of storage with a second 2 car detached garaged just across the way. Have we mentioned the automation in this home…total control with the touch of a button, Wow! Call for a private showing today!

EXTRAORDINARY TRADITIONAL ESTATE

7311 S Milne Garden Cir

Cottonwood Heights, UT 84047

MLS $ 1651782

6,480 Sq Ft|6 Bedrooms|6 Baths

Offered At $1,550,000

Spring Forward- Stunning traditional estate with high end quality, soaring ceilings and a Chef’s kitchen with premier appliances, gorgeous counters and custom cabinets adjacent to a very open and bright family and dining room. The main level boasts an impressive open two-story balcony with spiral staircase and beautiful custom woodwork throughout, an office and a one bedroom suite (not master). Upper level features a generous master retreat with elegance galore and two bedrooms with a Jack and Jill bath. Off the family room you’ll find a spacious covered sun deck for outdoor entertaining. The walk out lower level and patio leads you to the private yard surrounded by mature trees, lush landscaping and a newly installed waterfall. This home has a lower level second kitchen, an open rec room and an over-sized 3 car garage. All of this within walking distance to restaurants and shopping yet very private and serene. A true hidden gem. This home will surprise and delight any buyer. So much home and first time on the market. Schedule a private tour today!

'SPECTACULAR HOLLADAY LUXURY'

6335 S Vintage Oaks Ln

Holladay, UT 83121

MLS # 1649983

7,886 Sq Ft|5 Bedrooms|5 Baths

Offered At $1,495,000

Spring Forward- Spectacular Holladay home in one of Salt Lake’s most prestigious tree-lined neighborhoods. Brand new kitchen with high-end appliances, beautiful tile flooring and french doors. Stunning new walk out master bath and gorgeous marble flooring throughout. Main floor master, open and light floor plan with soaring vaults, 2 family rooms down and a dream private lush backyard. HOA pool across the street and a side entry garage. Newly painted exterior, new roof and new iron front door. This home is amazing!

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Wednesday, February 26, 2020

MARCH INTO SPRING OPEN HOUSE TOURS

MARCH INTO SPRING OPEN HOUSE TOURS!

STUNNING TRADITIONAL ESTATE

Saturday, February 29th

Open 2-4 PM

(ENTER OUR FREE CAR WASH DRAWING)

7311 S Milne Garden Cir

Cottonwood Heights, UT 84047

6,480 Sq Ft

Offered At: $1,550,000

MARCH INTO SPRING- Stunning traditional estate with high end quality, soaring ceilings and a Chef’s kitchen with premier appliances, gorgeous counters and custom cabinets adjacent to a very open and bright family and dining room. The main level boasts an impressive open two-story balcony with spiral staircase and beautiful custom woodwork throughout, an office and a one bedroom suite (not master). Upper level features a generous master retreat with elegance galore and two bedrooms with a Jack and Jill bath. Off the family room you’ll find a spacious covered sun deck for outdoor entertaining. The walk out lower level and patio leads you to the private yard surrounded by mature trees, lush landscaping and a newly installed waterfall. This home has a lower level second kitchen, an open rec room and an oversized 3 car garage. All of this within walking distance to restaurants and shopping yet very private and serene. A true hidden gem. This home will surprise and delight any buyer. So much home and first time on the market. Schedule a private tour today!

MAIN FLOOR LIVING IN HOLLADAY

Saturday, February 29th, 2020

Open 11 AM - 1 PM

(ENTER OUR FREE CAR WASH DRAWING)

6016 Ruby Ridge Cv

Holladay, UT 84117

4,160 Sq Ft

Offered At $653,000

MARCH INTO SPRING- Wonderful floor plan with a fabulous main level master suite, gourmet kitchen with cherry wood cabinets, granite counters and stainless appliances. New carpet and quality finishes throughout with Travertine, Marble and beautiful crown molding. Lower level boasts a great room and kitchenette perfect for entertaining. Garage floor recently finished and extra parking and pool located next door. Gently used as a second home. Great location within walking distance to so much. This is a must see!

PRESTIGIOUS PEPPERWOOD CREEK 2-STORY

Saturday, February 29, 2020

Open 2:30 - 4:30 PM

(ENTER OUR FREE CAR WASH DRAWING)

3049 E Hiddenwood Dr

Sandy, UT 84092

6,271 Sq Ft

Offered At: $1,149,000

MARCH INTO SPRING- Prestigious Pepperwood Creek 2-story boasts a spacious and open floor plan with stunning mountain and valley views, perfect for entertaining, and is nestled on a wooded, private .53 acre. Nearly 6,300 finished square feet of beautiful details, woodwork and craftsmanship, including vaulted ceilings, huge windows, elegant formal living and dining and a large great room off oversized open-concept kitchen with double ovens, gas range and granite counters. Double sided stairway makes for convenient access to upstairs which includes a lovely spacious master suite with two walk in closets and two full bathrooms, steam shower and more! The walkout lower level boasts a wonderful home theater, built in storage, huge recreational room and mini* kitchen. Keep your family safe with unbreakable glass windows, 3M UV film and tint reduces heat up to 78% in the summer and retains heat in the winter months. Extra efficient advanced solar system built to provide 120% of power utilization (approx. $9/mo electrical bills), a Generac generator provides full power replacement using natural gas makes this home not only safe and efficient but less expensive throughout the year to run. Don’t forget the three car garage and south facing driveway!

JUST LISTED! GORGEOUS HOLLADAY RAMBLER

Saturday, February 29th