Thursday, April 30, 2020

OPEN HOUSE SATURDAY, MAY 2, 2020



HOORAY! OPEN HOUSE SATURDAY, MAY 2, 2020



 

 

Beautiful Brand New Sandy Twin Home

Saturday, May 2, 2020

Open 3-4 PM



11371 S Mapleside Ln #11

Sandy, UT  84094

3,270 Sq Ft| 4 Bedroom| 2.5 Bath

Offered At:  $499,000

OPEN HOUSE SATURDAY- *Last available 2-story in Phase II* Incredible opportunity to purchase a Brand New two-story in East Sandy at the same price as an older existing home! Light and open floor plan, beautiful flooring and an impressive lighting package. The kitchen boasts gorgeous custom cabinets, Quartz (or similar) counters and stainless appliances. Large backyard is wonderful for your pets as fencing is allowed (unlike other locations at this price). The attached two car garage is a bonus! Fantastic location across from Storm Mountain Park and just a short stroll to the Trax station. Hurry, don't wait! Call us today to tour Parkview Villas. Square footage is provided as a courtesy only.



Totally Remodeled & Immaculate Rambler

Saturday, May 2, 2010

Open 11 AM - 2 PM



8657 S Buena Vista Dr

Sandy, UT  84094

3,204 Sq Ft| 5 Bedroom|3.5 Bath

Offered At $639,000

OPEN HOUSE SATURDAY- Totally remodeled immaculate Rambler with an open and bright floor plan with beautiful Brazilian Teak hardwood flooring, custom moldings throughout and a stunning farmhouse kitchen with soapstone counters, a 5 burner Viking range, large center working island and custom white cabinets. Impressive master bath with marble counters and flooring and a huge walk in shower with mosaic tile flooring. Casement windows on main floor and a full lower level kitchen with granite counters and second laundry room and beautiful built-ins. Covered Trex deck with recessed Bullfrog STIL hot tub. Newer gutters, soffit, roof and Hardy board exterior siding and a 96% efficient Carrier furnace. Huge detached 1,200 sq ft garage with 12 ft ceilings, insulated, furnace and a side workshop. This is a must see!


Gorgeous, Gated & Creek Side

Saturday, May 2, 2020

Open 11 AM - 2 PM



7941 S Sample Cove

Cottonwood Heights, UT  84093

4,969 Sq Ft|4 Bedroom| 4.5 Bath

Offered At $879,900


OPEN HOUSE SATURDAY- Nestled on a stunning and meticulous creek-side and gated lot, this gracious and private home features an open and light floor plan with an abundance of windows allowing the natural light to stream in throughout the home. Open balcony overlooks the grand foyer entry and spacious great room that opens to the Chef's kitchen with granite counters, large island, premier stainless appliances including a gas range and custom range hood. The impressive master suite includes a sitting area and wonderful master bath and walk-in closet. Lower level walk out is perfect for entertaining with a billiards area, wet bar, theater room, fitness area and office. The lush grounds and mature trees provide privacy and tranquility with mountain views from the huge decks and covered patio. Over-sized 3 car garage is epoxy finished with tons of storage. Newer main furnace and AC, brand new roof and all new driveway and sidewalk concrete. All this and just minutes to world class ski resorts and hiking and biking trails. This home is truly a must see! Square footage provided as a courtesy only. Buyer to verify all information.



SPECTACULAR  CANYON SETTING WITH VIEWS IN HOLLADAY 

Saturday, May 2, 2020

Open 1-3 PM

3145 E Tolcate Hills Dr

Holladay, UT  84121

4,556 Sq Ft|5 Bedroom|4 Bedroom

Offered At $1,200,000


OPEN HOUSE SATURDAY- Gated Canyon setting with incredible mountain and valley views! This spectacular better than new and total remodel boasts new gorgeous custom entry doors, large new windows, new roof, beautiful main level hardwood flooring, custom woodwork and high-end finishes throughout. Light and open floor-plan with soaring ceilings, gourmet kitchen with Viking appliances, gas range, large center working island and a stainless farmhouse style sink. Main level luxurious master, custom closet, soaker tub and walk-out to a private deck with two additional spacious main level bedrooms. Over-sized laundry room, fitness and theater room. Lower level Mother-in-law apartment with a private entrance, kitchen, living area, bedrooms and baths. Very secluded and private yard surrounded by mature tall trees and the tranquil sound of a seasonal stream.This home is close to everything with skiing, hiking and biking just minutes away. Call today for your private or virtual tour.

Wednesday, April 22, 2020

HOW TO SPRING CLEAN YOUR WHOLE HOUSE



Spring Cleaning Guide: How to Spring Clean Your Whole House




Spring cleaning is a time-honored tradition with deep cultural, religious, and historical roots. Whether you and your household personally subscribe to the beliefs and practices that underpin this centuries-old tradition, your drive to spring clean taps into a time-tested, passed-down custom.
Spring cleaning also ties back to the history of keeping winter houses warm and lit with fires and kerosene. These methods filled houses with soot and grime that was an inevitability as people stayed shut in against the cold winter, but that eventually (needless to say) had to be cleaned. Warm weather and longer days meant being able to stop generating all that soot and that windows could be opened to air out the house as residents scrubbed all that literal darkness away.
 
These days, the practice of spring cleaning is so ingrained in our heritage that even if we don’t follow the practice because of a long winter of burning coal, we feel that pull to throw open our windows and remove all the long-settled dust and dirt from our home environments. As we welcome warmer days and the golden rays of sun that tease buds from barren branches, we want a new start, too. Spring cleaning gives it to us.



Why is Spring Cleaning Important?

Spring cleaning is a chance to reset everything in your home. It’s a chance to catch up on all the cleaning tasks you’ve been meaning to get to or to do the ones that niggle at you. Instead of laying awake wondering when you last cleaned your mattress, for instance, spring cleaning is the nudge you need to get it done and get the idea out of your head. In addition, deep cleaning once a year staves off bigger problems, like a mold takeover of your grout. You can clear dust and grime from areas that hardly ever see the nozzle of a vacuum cleaner attachment. By the time spring cleaning is finished, your home will feel so fresh and clean—a state of habitation that will serve you well, both in mind and body.
Spring cleaning is also a good opportunity to make sure that certain maintenance chores that only need to be done once or a few times a year get checked off the list. When these types of tasks are tied to spring cleaning, it’s more likely you remember to do them. Some of these tasks make a big difference in the longevity, usefulness, and look of your home, such as polishing and sealing granite. Others, such as cleaning out your dryer, are a safety issue.

When Should You Start Spring Cleaning?


There are two ways to answer this question: Subjectively, you should start spring cleaning when you sense that new-start spring freshness start to come in on the warm afternoon breezes. When you start feeling like you want to throw open the windows and begin to wonder how the deck furniture is doing under its covers, you know spring cleaning is around the corner. Tapping into the feeling of newness that ushers in the season grounds you in the uplifting spirit of rebirth that will help you clean with purpose and momentum.
Objectively, you should start spring cleaning when you can clear out a solid day or two in your schedule to devote to the task. For many, this may be the weekend. Keep the weekend or your day clear and dedicate it to giving your home the love and care it deserves so it can love and care for you. Although you may be tempted to spread out spring cleaning tasks over a longer period of time, keeping the project more concentrated focuses your efforts and pays off with that squeaky-clean-house feeling that only spring cleaning gives.
 

How Do I Start Spring Cleaning my House?


Spring cleaning is a wonderful concept, but it’s not going to happen in your house unless you do it. Making that leap from “that’s a great idea; I should do that” to actually spring cleaning involves a few stepping stones. First, decide that you are going to spring clean and tell someone so you’re accountable. This can be your spouse, housemate, mother who lives across the country, you Facebook friends, whatever. But publicizing your commitment will help you keep it.
 
 

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Salt Lake Real Estate

lindasecrist.com

Linda Secrist’s Salt Lake City Real Estate Home Page • Salt Lake City Real Estate • Draper Real Estate • Holladay Real Estate • Sandy Real Estate • South Jordan Utah Real Estate • Salt Lake City’s Top Real Estate Agent
Linda Secrist & Associates is the top selling team in luxury homes in the SLC Market. They have received countless awards over the past 20 years, including “Sales Team of The Year” for over 10 years including 2018! Linda Secrist is #54 in the top 100 Agents in the World in luxury residential real estate. If you’re searching for homes in Sandy, Salt Lake, Cottonwood Heights, Millcreek, Draper, South Jordan, Bountiful, Centerville, Farmington or anywhere in northern Utah, Linda Secrist & Associates are the real estate agents to call. If you’re buying or selling a home, don’t hesitate to text or call us at 801-455-9999!
 
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Tuesday, April 14, 2020

9 WAYS TO SAVE FOR A DOWN PAYMENT



9 WAYS TO SAVE FOR A DOWN PAYMENT





(TNS)—Saving money for a down payment on a home is one of the biggest obstacles facing buyers. Setting aside money for an extended period is tough because it requires discipline and the willingness to make sacrifices and to forego unnecessary spending.
How much should you save for the down payment? That depends. If you want to avoid the cost of private mortgage insurance, aim to save at least 20 percent of the purchase price of the home. If you plan to use an FHA loan or other program, the percentage can be 10 percent to as low as 2 percent.
How long should you plan to save for a down payment? This also depends on how much money you can comfortably set aside and how big the down payment will be. If you want to save enough money in just a year or two, plan on a low-down payment loan and/or a lot of cutting of expenses. Live with relatives, avoid eating out, defer retirement contributions‑—these are just some of the ways to get that down payment faster. Here are some more:
 
  1. Pay Off Your Credit Cards First

    When you carry credit card balances, the accumulating interest charges make it hard to wipe out that debt. By eliminating this debt, you pay less over time and significantly improve your credit score—a boon to getting a mortgage loan. Pay off the cards with the highest interest rates first, then pay off the card with the second-highest rate, and so on. You’ll have a lot more cash to build your savings by getting those money-sucking credit card bills out of the way.
  1. Ladder CDs to Boost Savings

    Once you free up some cash, put it to work to make yourself more money. Certificates of deposit are low-risk and relatively accessible. You can maximize the earning power of CDs by opening different certificates at varying maturity dates. Instead of buying one big CD, spread your money into three-month, six-month and one-year certificates. This is called laddering—a strategy that gives you the flexibility to adjust your investment as rates change.  Laddering allows you to lock in when rates are higher. When rates are not so good, laddering keeps you from being stuck for long with low returns. CD rates aren’t very high these days, but over time, they can protect your savings from inflation. And perhaps more importantly, they keep you from spending the money because you can’t access it until the end of a CD’s term without a penalty.
  1. Take Advantage of Special Programs

    There are numerous programs for homebuyers struggling to save for a down payment, especially first-time buyers. Fannie Mae and Freddie Mac, the government-sponsored agencies that buy mortgages and package them as investments, as well as various non-profit and community groups, can aid buyers who are struggling to save down payments. There are also state agencies that may help.
  1. Tap Your IRA

    Tax laws allow you to withdraw up to $10,000 in IRA funds to buy your first home. If you’re married and you’re both first-time buyers, you each can pull from your retirement accounts, meaning a potential $20,000 down payment. Even better is the IRS definition of first-time home buyer. Technically, you don’t have to be purchasing your very first home. You can qualify under the tax rules as long as neither you nor your spouse has owned a principal residence at any time during the three years prior to the purchase of the new home. In these instances, Uncle Sam waives the penalty for early withdrawal, but with regular IRAs, you will have to pay tax on the money (plus a penalty if you’re under 59). Withdrawals from Roth IRAs, however, are tax- and penalty-free.
 
  1. Seek Out Someone Generous

    Aunt Edna always liked you best. Take advantage of that favored family status and see if she’s willing to give you the money toward the down payment. Tax law allows gifts up to a certain amount a year to be bestowed without tax consequences to either the giver or recipient. Known as the gift-exclusion, this tax-exempt amount is $15,000 for the 2019 and 2020 tax years. The gift exclusion isn’t limited to relatives; the cash gift can be from anyone.
  1. Ask for a Raise

    No luck finding a benefactor? It may be time to ask your boss for more money. Just make sure you do your homework and base your request for a raise on your accomplishments, and the company’s pay scale—not your housing needs.
  1. Get a Second Job

    Did your boss turn you down for that raise? Moonlighting could help you earn the extra money. This option makes the most sense for those who are young and not fully established in their professions.
  1. Put That Stimulus Check to Work

    The $2 trillion economic stimulus plan includes a first round of checks of up to $1,200 direct payments for eligible individuals, $2,400 for qualified married couples and also $500 per child to many Americans. These funds can go straight toward your down payment. The law also allows people affected by the virus to take money from the IRA penalty-free if they are under age 59.
  1. Look for Lost Money

    There are about $23.8 billion worth of matured savings bonds that remain unredeemed, according to the U.S. Department of the Treasury. These bonds have been ignored or forgotten by their owners and aren’t earning a penny of interest. Make sure your bonds and other investments are still adding to your net worth.  You could also have money languishing in an old bank account. You can file a claim with the U.S. Treasury Department to recover lost, stolen or destroyed savings bonds. Or, check the National Association of Unclaimed Property Administrators to see if you have any unclaimed assets.

Best Places to Put the Down Payment Money


        This is money you’ll need short-term, so you do not want to risk it. This means safe investments including savings accounts, CDs and money market accounts are best. You want the money to be there when you          are ready to buy a house, which is why buying stocks is not a good move because of the volatility involved.
Written By R.H. Bierck, Published By RIS Media 

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Salt Lake Real Estate

lindasecrist.com

Linda Secrist’s Salt Lake City Real Estate Home Page • Salt Lake City Real Estate • Draper Real Estate • Holladay Real Estate • Sandy Real Estate • South Jordan Utah Real Estate • Salt Lake City’s Top Real Estate Agent
Linda Secrist & Associates is the top selling team in luxury homes in the SLC Market. They have received countless awards over the past 20 years, including “Sales Team of The Year” for over 10 years including 2018! Linda Secrist is #54 in the top 100 Agents in the World in luxury residential real estate. If you’re searching for homes in Sandy, Salt Lake, Cottonwood Heights, Millcreek, Draper, South Jordan, Bountiful, Centerville, Farmington or anywhere in northern Utah, Linda Secrist & Associates are the real estate agents to call. If you’re buying or selling a home, don’t hesitate to text or call us at 801-455-9999!
 
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